Mortgages
Arranging a mortgage and trying to find the most advantageous arrangement is often seen as stressful but it needn't be. Our mortgage department can do all the shopping around for you and then recommend the most suitable mortgage available, in relation to your personal circumstances.
Speed of service and quality of advice is of paramount importance in the mortgage arena and to meet these requirements we have developed a telephone based mortgage service to provide a rapid high quality response.
The range of mortgage advice available includes:
- Residential mortgages
- Review your existing mortgage
- Buy to let - with favourable terms for financing such a venture, more and more people are seizing the opportunity to secure themselves an additional income and a valuable investment for the future.
- Commercial borrowing - commercial mortgages can be used for a variety of purposes; the purchase of business premises, expansion, residential and commercial investment or property development. Due to the complexity of these arrangements it would be highly beneficial to talk to our mortgage team in the first instance.
- Self build - we liaise with specialist lenders to provide a suitable mortgage than can be released in stages as the property build progresses.
We can advise on personal protection cover against critical illness, premature death and disability. The number of protection products available is vast. Our independent status means that we are not tied to one provider and we therefore recommend the product that will best suit your requirements at that time.
Suggested actions
- You don't need to be thinking about a move to reconsider your mortgage commitments. The range of mortgage products is constantly changing and it is likely that we could now significantly reduce your monthly costs.
- As some premiums have fallen dramatically over the last few years it may be that your existing policies are no longer providing good value for money. If you think you are paying too much for your life cover we can review the market and check if your existing arrangements remain competitive.
Useful tool
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. |
